NMLS #215276

Your next chapter starts with a loan that actually feels like yours.

I'm Tim Trauscht — a Crown Point mortgage professional who believes the right loan isn't about the lowest rate on the board. It's about finding a path that fits your life, your timeline, and your goals. Let's figure it out together.

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Guaranteed Rate
Local Crown Point Office
Responsive & Transparent
A welcoming Crown Point neighborhood street with mature trees and homes
100% Client-Focused
What I Can Help With

Mortgage solutions built around you

Whether you're a first-time buyer, refinancing, or exploring options, I'll walk you through every step with clarity and patience.

First-Time Homebuyer Loans

There's no such thing as a silly question when you're buying your first home. I'll explain every option — from FHA to down payment assistance — so you can buy with confidence.

Refinancing

Lower your rate, shorten your term, or pull out equity — refinancing can be a smart move at the right time. I'll run the numbers honestly and tell you if it makes sense.

Jumbo & Conforming Loans

From modest starter homes to luxury properties, I work with a range of loan products through Guaranteed Rate to match your budget and your ambitions.

FHA, VA & USDA Loans

Government-backed loans can open doors that conventional financing can't. If you're a veteran, a rural buyer, or need a lower down payment, I'll find the right fit.

Rate & Term Consultations

Not sure whether to lock now or wait? I'll give you a straight answer — no pressure, no jargon — so you can make a decision you're comfortable with.

Pre-Approval & Strategy

A solid pre-approval changes everything — it strengthens your offer and gives you clarity on your budget. Let's get you ready before you start looking.

Tim Trauscht, mortgage professional at Guaranteed Rate, Crown Point
Tim Trauscht Guaranteed Rate · NMLS #215276
About Tim

A neighbor who happens to know mortgages inside out

I've spent years helping families in Crown Point and the surrounding communities navigate one of the biggest decisions of their lives. I don't believe in one-size-fits-all loans or pushy sales tactics. Every borrower has a different story, and I take the time to understand yours.

Whether you're scrolling Zillow at midnight or you've already found "the one," I'm here to help you understand your options, compare real numbers, and move forward with confidence. No pressure. No confusion. Just honest guidance from someone who cares about the outcome.

Transparent communication — You'll always know what's happening and why.
Local presence — Based right here in Crown Point. I know this market.
Client-first approach — Your goals come first. Always.
How It Works

Three steps to your next move

I've streamlined the process so you spend less time worrying and more time looking forward.

01

Tell me where you are

Whether you're just dreaming, actively house hunting, or ready to refinance — share where you're at. No judgment, no rush.

02

I'll map out your options

I'll pull real numbers, explain the trade-offs, and lay out the paths that actually fit your situation. You'll know exactly what you're looking at.

03

We move forward together

From pre-approval to closing, I'm with you every step — handling the details, answering questions, and keeping things on track.

Kind Words

What clients have said

Real feedback from real people who trusted me with their mortgage journey.

Tim made what I thought would be a stressful process feel completely manageable. He explained everything in plain English and never made me feel rushed. I felt like I actually understood my loan for the first time.

Sarah M. First-Time Buyer · Crown Point

We refinanced with Tim and saved significantly on our monthly payment. He was honest about whether it made sense and walked us through every document. That kind of integrity is rare.

David & Lisa K. Refinance · Highland

As a veteran, I didn't know much about VA loans. Tim took the time to explain my options and got me into a home I thought was out of reach. I can't recommend him enough.

Marcus T. VA Loan · Schererville
Ready to Talk?

Your next chapter is closer than you think.

Let's have a conversation — no obligation, no pressure. I'll help you understand your options and figure out what makes the most sense for your situation.

Schedule a Call (630) 364-7592
Get in Touch

Let's start the conversation

Whether you have a question or you're ready to dive in, I'm here. Reach out however works best for you.

Phone (630) 364-7592
Email ttrauscht@rate.com
Office 125 N Main St, Crown Point 46307
NMLS # 215276

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